Frequently Asked Questions
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How does your financing work?
We offer owner financing where we can sell you the home without you having to qualify at a bank. We are the bank and we make the final and immediate decision.
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How much down payment do I need?
We are very flexible with the down payment. We can offer you many options and we will always do our best to work with whatever funds you have available.
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Do you offer down payment assistance programs?
Yes, we do. If you are a bit short on a down payment, but have strong income, we can set up a monthly payment plan to make payments toward your down payment.
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What other methods of Down payments are accepted?
We accept credit cards. You may also be eligible to withdraw or borrow from your 401k to purchase a home without penalties and we’ll consider most anything on trade such as cars, boats, RV’s, trucks, motorcycles, jewelry, stocks, bonds, etc. We even consider “work for equity” program…example (if you’re a carpenter or roofer, etc.)
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What is the interest rate on your owner financing?
We are flexible with our terms to meet your needs. Typical interest rates range from 7% and up depending on down payment and application. All credit is accepted and applications are necessary to verify income.
-
How do I reserve the home?
All we would need is your application completely filled out. We will then contact you within 24-48 hours. Please keep in mind our homes sell quickly, so time is of the essence.
-
How fast can I move in?
If you’re buying with owner financing or lease optioning the house, you can be in the home in less than a week. If you prefer we get you a new loan, the average time is 30 days. We can shorten that considerably if you furnish all the documents the loan processor wants quickly.
Click here to See Owner Finance Homes For Sale
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Can I buy the home with no down payment?
Yes; if you can qualify for new financing. Our lenders have 100% financing programs available with good credit.
No; if you can’t qualify for new financing. Our owner financing program will require a down payment. The more you have down, the better your chance of acceptance and the better your terms.
-
What determines whether I can buy with owner financing?
If your credit is good and you can qualify for a loan and you have a good down payment, the choice is yours. We’ll lay out your options and you’ll decide which is best for you.
If your credit is not so good or you can’t qualify for other reasons and have a good down payment, the size of your down payment may be the deciding factor. The more you have down, the better chance you have with owner financing.
-
What if I don’t like this house but I want to stay on your buyers list?
Simply click the link "Be on our Buyers List" and complete the form, then we’ll notify you with every house we have available until you find one.
Click here to Be on our Buyers List
Submit your information to us now!!! Even if you do not want any of our current homes as we get new homes almost weekly. So when we have your information we can contact you about new Owner finance homes for sale that we have.
Click here to See Owner Finance Homes For Sale
Rest assured that we will do our best to get you in a home as soon as possible--no matter what your credit looks like!
We look forward to helping you achieve the American Dream of Home Ownership for the first time or the first time since you had some credit issues.
Looking for a Home, Click Here!!
How much down payment do I need?
-
Do you offer down payment assistance programs?
Yes, we do. If you are a bit short on a down payment, but have strong income, we can set up a monthly payment plan to make payments toward your down payment.
-
What other methods of Down payments are accepted?
We accept credit cards. You may also be eligible to withdraw or borrow from your 401k to purchase a home without penalties and we’ll consider most anything on trade such as cars, boats, RV’s, trucks, motorcycles, jewelry, stocks, bonds, etc. We even consider “work for equity” program…example (if you’re a carpenter or roofer, etc.)
-
What is the interest rate on your owner financing?
We are flexible with our terms to meet your needs. Typical interest rates range from 7% and up depending on down payment and application. All credit is accepted and applications are necessary to verify income.
-
How do I reserve the home?
All we would need is your application completely filled out. We will then contact you within 24-48 hours. Please keep in mind our homes sell quickly, so time is of the essence.
-
How fast can I move in?
If you’re buying with owner financing or lease optioning the house, you can be in the home in less than a week. If you prefer we get you a new loan, the average time is 30 days. We can shorten that considerably if you furnish all the documents the loan processor wants quickly.
Click here to See Owner Finance Homes For Sale
-
Can I buy the home with no down payment?
Yes; if you can qualify for new financing. Our lenders have 100% financing programs available with good credit.
No; if you can’t qualify for new financing. Our owner financing program will require a down payment. The more you have down, the better your chance of acceptance and the better your terms.
-
What determines whether I can buy with owner financing?
If your credit is good and you can qualify for a loan and you have a good down payment, the choice is yours. We’ll lay out your options and you’ll decide which is best for you.
If your credit is not so good or you can’t qualify for other reasons and have a good down payment, the size of your down payment may be the deciding factor. The more you have down, the better chance you have with owner financing.
-
What if I don’t like this house but I want to stay on your buyers list?
Simply click the link "Be on our Buyers List" and complete the form, then we’ll notify you with every house we have available until you find one.
Click here to Be on our Buyers List
Submit your information to us now!!! Even if you do not want any of our current homes as we get new homes almost weekly. So when we have your information we can contact you about new Owner finance homes for sale that we have.
Click here to See Owner Finance Homes For Sale
Rest assured that we will do our best to get you in a home as soon as possible--no matter what your credit looks like!
We look forward to helping you achieve the American Dream of Home Ownership for the first time or the first time since you had some credit issues.
Looking for a Home, Click Here!!
What other methods of Down payments are accepted?
-
What is the interest rate on your owner financing?
We are flexible with our terms to meet your needs. Typical interest rates range from 7% and up depending on down payment and application. All credit is accepted and applications are necessary to verify income.
-
How do I reserve the home?
All we would need is your application completely filled out. We will then contact you within 24-48 hours. Please keep in mind our homes sell quickly, so time is of the essence.
-
How fast can I move in?
If you’re buying with owner financing or lease optioning the house, you can be in the home in less than a week. If you prefer we get you a new loan, the average time is 30 days. We can shorten that considerably if you furnish all the documents the loan processor wants quickly.
Click here to See Owner Finance Homes For Sale
-
Can I buy the home with no down payment?
Yes; if you can qualify for new financing. Our lenders have 100% financing programs available with good credit.
No; if you can’t qualify for new financing. Our owner financing program will require a down payment. The more you have down, the better your chance of acceptance and the better your terms.
-
What determines whether I can buy with owner financing?
If your credit is good and you can qualify for a loan and you have a good down payment, the choice is yours. We’ll lay out your options and you’ll decide which is best for you.
If your credit is not so good or you can’t qualify for other reasons and have a good down payment, the size of your down payment may be the deciding factor. The more you have down, the better chance you have with owner financing.
-
What if I don’t like this house but I want to stay on your buyers list?
Simply click the link "Be on our Buyers List" and complete the form, then we’ll notify you with every house we have available until you find one.
Click here to Be on our Buyers List
Submit your information to us now!!! Even if you do not want any of our current homes as we get new homes almost weekly. So when we have your information we can contact you about new Owner finance homes for sale that we have.
Click here to See Owner Finance Homes For Sale
Rest assured that we will do our best to get you in a home as soon as possible--no matter what your credit looks like!
We look forward to helping you achieve the American Dream of Home Ownership for the first time or the first time since you had some credit issues.
Looking for a Home, Click Here!!
How do I reserve the home?
-
How fast can I move in?
If you’re buying with owner financing or lease optioning the house, you can be in the home in less than a week. If you prefer we get you a new loan, the average time is 30 days. We can shorten that considerably if you furnish all the documents the loan processor wants quickly.
Click here to See Owner Finance Homes For Sale
-
Can I buy the home with no down payment?
Yes; if you can qualify for new financing. Our lenders have 100% financing programs available with good credit.
No; if you can’t qualify for new financing. Our owner financing program will require a down payment. The more you have down, the better your chance of acceptance and the better your terms.
-
What determines whether I can buy with owner financing?
If your credit is good and you can qualify for a loan and you have a good down payment, the choice is yours. We’ll lay out your options and you’ll decide which is best for you.
If your credit is not so good or you can’t qualify for other reasons and have a good down payment, the size of your down payment may be the deciding factor. The more you have down, the better chance you have with owner financing.
-
What if I don’t like this house but I want to stay on your buyers list?
Simply click the link "Be on our Buyers List" and complete the form, then we’ll notify you with every house we have available until you find one.
Click here to Be on our Buyers List
Submit your information to us now!!! Even if you do not want any of our current homes as we get new homes almost weekly. So when we have your information we can contact you about new Owner finance homes for sale that we have.
Click here to See Owner Finance Homes For Sale
Rest assured that we will do our best to get you in a home as soon as possible--no matter what your credit looks like!
We look forward to helping you achieve the American Dream of Home Ownership for the first time or the first time since you had some credit issues.
Looking for a Home, Click Here!!
What determines whether I can buy with owner financing?
If your credit is not so good or you can’t qualify for other reasons and have a good down payment, the size of your down payment may be the deciding factor. The more you have down, the better chance you have with owner financing.
-
What if I don’t like this house but I want to stay on your buyers list?
Simply click the link "Be on our Buyers List" and complete the form, then we’ll notify you with every house we have available until you find one.
Click here to Be on our Buyers List
Submit your information to us now!!! Even if you do not want any of our current homes as we get new homes almost weekly. So when we have your information we can contact you about new Owner finance homes for sale that we have.
Click here to See Owner Finance Homes For Sale
Rest assured that we will do our best to get you in a home as soon as possible--no matter what your credit looks like!
We look forward to helping you achieve the American Dream of Home Ownership for the first time or the first time since you had some credit issues.
Looking for a Home, Click Here!!
